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settlement

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Tencent Cloud Developer
Tencent Cloud Developer
Mar 12, 2025 · Fundamentals

Online Payment Fundamentals: Background, Payment Types, Reserve Funds, Direct vs Indirect Connections, and Settlement

The article surveys the evolution of online payments from PayPal to Chinese platforms, explains staged versus pass‑through digital wallets, defines reserve‑fund management and its centralised custodial requirements, contrasts direct and indirect bank connectivity via NetUnion, and clarifies the distinctions among clearing, settlement and accounting.

clearingdigital walletonline payment
0 likes · 17 min read
Online Payment Fundamentals: Background, Payment Types, Reserve Funds, Direct vs Indirect Connections, and Settlement
Bilibili Tech
Bilibili Tech
Mar 11, 2025 · Backend Development

Architecture and Core Components of the Big Member Transaction System

The Big Member Transaction System is a modular, virtual‑item‑focused platform that coordinates independent yet tightly integrated services—order orchestration, signing contracts, product management, payment hub, risk control, and settlement—using unique business IDs, state‑machine lifecycles, SDK‑driven front‑end integration, and robust consistency mechanisms to ensure flexible, secure, and scalable online commerce.

Order ManagementTransaction Systembackend development
0 likes · 17 min read
Architecture and Core Components of the Big Member Transaction System
Bilibili Tech
Bilibili Tech
Mar 29, 2024 · Backend Development

Design and Implementation of Bilibili Live Interactive Platform

Bilibili’s live interactive platform, built on four core modules—developer management, app store, application interaction, and settlement—offers SDKs, debugging tools, asset libraries, and secure identity codes to streamline third‑party integration, enhance streamer and user experiences, ensure fair revenue sharing, and maintain robust monitoring and governance.

Backend DevelopmentLive StreamingSDK
0 likes · 16 min read
Design and Implementation of Bilibili Live Interactive Platform
Architect
Architect
Feb 21, 2024 · Operations

Cross‑Border Payment: Business Models, Process Flow, and Technical Implementation

This article provides a comprehensive overview of cross‑border payment, explaining its definition, common payment methods, detailed transaction flows for import and export models, the evolution of major payment institutions, and the technical and regulatory considerations involved in implementing such services.

FinTechcross-border paymentforeign exchange
0 likes · 20 min read
Cross‑Border Payment: Business Models, Process Flow, and Technical Implementation
DeWu Technology
DeWu Technology
Jan 8, 2024 · Backend Development

Overview of Payment System Evolution, Architecture, and Practices

The article traces payment system evolution from early ticket‑house methods to modern real‑time settlement, explains core concepts, architecture, APIs, fund and information flows, security and two‑level clearing mechanisms, and how order‑payment interactions should be designed for reliable e‑commerce transactions.

architecturee-commercepayment systems
0 likes · 24 min read
Overview of Payment System Evolution, Architecture, and Practices
JD Tech
JD Tech
Dec 22, 2022 · Backend Development

Design and Implementation of the JinDao Online Settlement Platform

The article presents a comprehensive overview of the JinDao settlement platform, detailing its background, pain points, architectural design, domain modeling, sharding task component, sequential settlement mechanisms, configuration models, billing and allocation rules, and real‑world business case studies, illustrating how it enables accurate, fast, cost‑effective online financial settlement for JD Tech.

BackendSystem Architecturebig data
0 likes · 14 min read
Design and Implementation of the JinDao Online Settlement Platform
Top Architect
Top Architect
Oct 13, 2022 · Information Security

Understanding the End-to-End Architecture of Chinese Internet Payments

This article provides a comprehensive overview of the Chinese internet payment ecosystem, detailing the complete transaction flow from e‑commerce platforms through payment channels, banks, and the central bank, and explains the key components and responsibilities of a modern payment system architecture.

Payment Systemcashierchinese payments
0 likes · 9 min read
Understanding the End-to-End Architecture of Chinese Internet Payments
Youzan Coder
Youzan Coder
Nov 6, 2020 · Backend Development

Design and Implementation of a CPS-Based Promotion System with Settlement and Commission Calculation

The article presents a CPS‑based promotion system for the beauty sector that lets promoters instantly view orders and commissions, employs a responsibility‑chain clearing design and a parent‑child settlement model for delayed‑consumption products, and outlines a scheduled settlement workflow that securely transfers funds from merchants to promoters.

BackendCPSbusiness model
0 likes · 13 min read
Design and Implementation of a CPS-Based Promotion System with Settlement and Commission Calculation
JD Tech Talk
JD Tech Talk
Mar 27, 2019 · Backend Development

Design and Key Considerations of JD Digits' Accounting Settlement System

This article explains the responsibilities, architectural design, critical construction points, functional modules, hotspot account handling, database sharding strategies, and diverse settlement rule implementations of JD Digits' accounting and settlement system, which is the core financial control component of the payment platform.

BackendPayment Systemaccounting
0 likes · 10 min read
Design and Key Considerations of JD Digits' Accounting Settlement System
转转QA
转转QA
Oct 26, 2018 · Backend Development

Design and Implementation of an Extensible Transaction Settlement Testing System

This article describes the architecture, design requirements, and implementation of a modular transaction settlement testing system that separates testing from order modules, supports flexible split‑payment configurations, and ensures accurate fund flow verification across various business scenarios.

BackendTestingdesign
0 likes · 6 min read
Design and Implementation of an Extensible Transaction Settlement Testing System
JD Tech
JD Tech
Sep 14, 2018 · Operations

Joint‑Venture Settlement Platform Overview and Billing Architecture

This document presents a comprehensive solution for merchant settlement in joint‑venture (co‑operated) offline stores, describing business models, settlement subject abstraction, billing engine components, settlement workflow, payment collection, and reconciliation architecture with detailed tables and diagrams.

architecturebillinge-commerce
0 likes · 18 min read
Joint‑Venture Settlement Platform Overview and Billing Architecture