DataFunTalk
Jan 2, 2023 · Artificial Intelligence
Tail Traffic Modeling and Data‑Driven Risk Strategies at 360 Shuke
This article presents 360 Shuke's practical approach to modeling low‑volume (tail) credit traffic using accumulated data, covering the characteristics of tail traffic, sample expansion under low approval rates, timeliness‑based data clustering, and ranking optimization for high‑quality head customers.
data clusteringmodel optimizationrisk modeling
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