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payment routing

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Zhuanzhuan Tech
Zhuanzhuan Tech
Apr 28, 2025 · Backend Development

Design and Evolution of ZhiZhi Checkout Payment Routing System

This article presents an in‑depth analysis of the ZhiZhi checkout payment routing system, covering its historical evolution from basic configuration to rule‑engine and modular construction modes, detailing architecture, expression engine implementation, automatic anomaly detection, and future outlook for scalability and AI integration.

Exception Handlingbackend architectureexpression-engine
0 likes · 28 min read
Design and Evolution of ZhiZhi Checkout Payment Routing System
Qunar Tech Salon
Qunar Tech Salon
Feb 20, 2017 · Backend Development

Design and Implementation of Payment Routing Mechanisms

This article explains the concept, structure, and practical strategies of payment routing—including guide routing and transaction routing—using a retail store analogy to illustrate how routing decisions optimize user experience, success rates, and profitability while managing costs and risk.

Cost OptimizationFinTechbackend
0 likes · 8 min read
Design and Implementation of Payment Routing Mechanisms
Ctrip Technology
Ctrip Technology
Feb 16, 2017 · Backend Development

Designing a Payment Routing Mechanism: From Business Scenarios to Technical Implementation

The article explains how a payment routing system can be built to manage profitability, user experience, and success rates by combining guide routing and transaction routing, using real‑world analogies, strategy examples, and architectural diagrams to illustrate channel selection, risk control, and cost optimization.

FinTechTransaction Managementbackend
0 likes · 10 min read
Designing a Payment Routing Mechanism: From Business Scenarios to Technical Implementation